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Question: I am looking for a good program or book to helps us with prepare and follow a budget. Thanks. Daryl. Austin, MN.

Answer: I like the approach advocated by Ruth Hayden in For Richer, Not Poorer: The Money Book for Couples.

07/23/08 by Chris Farrell

Looking for guidance on your personal finances? I'm taking your questions and answering one here each day. Just click on the "Ask a question" link to tell me what's on your mind.

Chris Farrell Marketplace Money personal finance guru

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Latest Comments

Low rates on savings (3)
Chris Farrell wrote: Its amazing, isn't it? It's also a sign of how crazy and scared the financial world is right now. In... [read]
Richard wrote: Online savings accounts are doing a bit better. Countrywide Bank for example is offering 3.4%, a tie... [read]
Investing during a Great Depression (2)
Erin wrote: This looks like a helpful article but it's really hard to read long sections of italicized text onli... [read]
Chris Farrell wrote: Thanks, I'll change it. Chris ... [read]
CDs and the FDIC (2)
John Fuld wrote: Chris, I have to add that even though FDIC may not guarantee the interest on CD (I can't find it on ... [read]
Chris Farrell wrote: Yes, you're right and as I understand it honoring the terms is standard industry practice. But just ... [read]
Money market mutual funds (2)
Mark Ivey wrote: What about money that goes in after Sept. 19? I take it this would be a bad time to switch my money... [read]
D. Chin wrote: I also have the same concern; To preserve my assets during the current crisis, I just transferred al... [read]
Retirement savings and debt (2)
Handyman wrote: I suggest that you take a look at the current return on I-bonds. Because of recent changes in Treas... [read]
Eric wrote: I don't understand the strategy of not paying down a mortgage in order to invest that money elsewher... [read]
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